We honour without reservation our obligation to respect and protect the privacy of the personal information of individuals with whom we deal.
The information we collect
Whenever it is reasonable and practicable to do so, we only collect information about you directly from you. We only collect personal information about you which is reasonably necessary to:
• provide you with quality products or services
• consider applications and approaches you make to us
• maintain your contact details
• fulfill our legal obligations under applicable laws and rules, such as those relating to Anti-Money Laundering and Counter-Terrorism Financing.
We generally hold personal information relating to:
• the products and services we provide or have provided to you
• your financial interests and sometimes your financial position
• your contact details.
We do not generally collect sensitive information about you unless required by applicable laws or rules. Sensitive information includes information relating to race, sexual preferences, political or religious beliefs, criminal convictions, membership of professional or trade associations or unions, and health information.
We may collect health information where we offer products with an insurance component to our customers. We do not use or share that information for any purpose other than the underwriting or administration of a customer’s policy, claim or account, or as otherwise disclosed to the customer when the information was collected.
How that information is used
We only use and disclose personal information about you for the purpose for which it was disclosed to us or related purposes which would reasonably be expected without your permission.
For example, we may from time to time use your personal information to inform you of investment opportunities or to provide information about products and services which we expect may be of interest to you. However, we do respect your right to ask us not to do this.
We do not sell personal information to other organisations to allow them to do this.
We may disclose personal information outside our office:
• as required by applicable laws or rules, such as those relating to Anti-Money Laundering and Counter-Terrorism Financing
• to service providers in, or outside of, Australia who provide services in connection with our products and services
• to your nominated financial adviser, accountant or any other professional entity with your permission.
Laws and rules regarding the use of personal information may vary by jurisdiction. Think Mortgages complies with applicable laws and rules in the related jurisdiction.
Keeping information accurate and up to date
We take all reasonable steps to ensure that all information we hold is as accurate as is possible. You are able to contact us at any time and ask for its correction if you feel the information we have about you is inaccurate or incomplete.
Keeping information secure
We use security procedures to protect the information we hold. Access to and use of personal information is appropriately limited to prevent misuse or unlawful disclosure of the information. If other organisations provide support services, we require them to appropriately safeguard the privacy of the information provided to them. Where the personal information we collect is no longer required, we delete the information.
How you can access your information
You can contact us to request access to your information. In normal circumstances we will give you full access to your information. However, there may be some legal or administrative reasons to deny access. If access is denied, we will provide you with the reason why.
What to do if you have a complaint
We welcome any feedback you have about us, or the products and services we provide. This is the only way to continually improve our products and services to meet your needs. If you have a complaint, suggestions or good things to say, you can contact me via the following channels;
• Most complaints or disputes arise from miscommunication and can usually be resolved amicably. If you find yourself in this situation, contact me to explain your concerns on 0468 862 112.
• Send an email to email@example.com
• Writing to us at the following address:
PO BOX 2131
Sunnybank Hills QLD 4109
If we are unable to resolve your complaint to your satisfaction, you can seek assistance from the Australian Financial Complaints Authority (AFCA). AFCA provides an external dispute resolution service and is approved by the Australian Securities and Investments Commission (ASIC) as an external dispute resolution scheme.
The AFCA’s contact details are as follows:
Mail: GPO Box 3, Melbourne VIC 3001
Phone: 1800 931 678